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PhiliPamInCoventry
Holbrooks Thread starter
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31 of 242
Mon 13th May 2013 9:01pm
Hello all ![]() ![]() |
Memories and Nostalgia - Retirement (or Last of the Summer Wine) | |
AD
Allesley Park |
32 of 242
Tue 14th May 2013 12:46pm
It does seem a little sneaky, but hasn't it ever been thus. Highlight the good points and hide the bad in the small print.
But at the same time let's not forget that many of the current pensioners are also able to fall back on defined benefit and final salary pensions which later generations will not have the benefit of, instead having to rely on defined contributions and 'luck of the draw' on how the economy is doing when they retire.
Given the choice of having the new flat rate pension and a defined contribution pension or a final salary pension and a state pension based on contributions I'd definitely choose the latter. I think current day pensioners have a golden age - they're better looked after than their parents generation and many of the best benefits they get have been removed so their children's generations and beyond won't get the advantage of them.
It seems quite odd that having declared defined benefit pension schemes unaffordable they appear to be doing the exact reverse with the state pension and taking it from a defined contribution scheme (based on how many years NI you have paid) to a defined benefit scheme.
Although the thing that really gets my goat is how the government always decide to make themselves an exception to these things - they knew people would end up with less money getting rid of defined benefit so ensured they themselves weren't affected. Same with the smoking ban. The first rule of government should be if you pass a law MP's have to be the first to adopt it.
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Memories and Nostalgia - Retirement (or Last of the Summer Wine) | |
PhiliPamInCoventry
Holbrooks Thread starter
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33 of 242
Tue 14th May 2013 1:16pm
Hi ![]() |
Memories and Nostalgia - Retirement (or Last of the Summer Wine) | |
AD
Allesley Park |
34 of 242
Tue 14th May 2013 7:28pm
It's very good of you to point this out to other members who are probably not as up to speed on such things as yourself, and hopefully it'll stop any potential shock to those expecting more, or worse someone spending their expecting windfall in anticipation and then realising they weren't ever going to get it.
But when the changes are made it WILL be noticed. If ther's one thing that can be guaranteed it's that pensioners will complain, and they will do so very noisily. Expect the news to be filled with stories of livid pensioners complaining that they've been short changed again, and the usual slanging match by the schoolkids who never grew up in Parliament about it when the entire sorry thing could have been avoided just by making it blatantly clear what the changes are.
I remember when SISU took over CCFC and said they'd invest £20m, and there were people assuming this meant a transfer fund. Despite me pointing out to them on at least a dozen occasions this wasn't the case and it involved paying off debts and infrastructure improvements even to this day some of them still insist SISU lied about spending £20m on players |
Memories and Nostalgia - Retirement (or Last of the Summer Wine) | |
PhiliPamInCoventry
Holbrooks Thread starter
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35 of 242
Tue 14th May 2013 8:48pm
Hi all, Hi AD, ![]() |
Memories and Nostalgia - Retirement (or Last of the Summer Wine) | |
Dreamtime
Perth Western Australia |
36 of 242
Wed 15th May 2013 3:21am
Morning Philip,
I love reading your posts, always on the ball. In a nutshell I see the government (no different here) are only in it for what they can get out of it. They never look beyond their noses, just fit for kissing babies at election times.
I do cast my vote - but it ain't working folks!!! Despite all that I hope you enjoy your day ![]() |
Memories and Nostalgia - Retirement (or Last of the Summer Wine) | |
PhiliPamInCoventry
Holbrooks Thread starter
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37 of 242
Wed 15th May 2013 7:52pm
Hi Dreamtime, or do I say Gaday! ![]() ![]() |
Memories and Nostalgia - Retirement (or Last of the Summer Wine) | |
Dreamtime
Perth Western Australia |
38 of 242
Thu 16th May 2013 3:13am
Hello again Philip,
I will take your last comments as a compliment and gives me a warm feeling as I am sure most of us downunder here feel when you welcome new members to the forum. There cannot be another forum like this one where we are allowed to say what we think and accept all comments along the way. I sincerely hope you enjoyed your day today. ![]() ![]() |
Memories and Nostalgia - Retirement (or Last of the Summer Wine) | |
morgana
the secret garden |
39 of 242
Mon 17th Jun 2013 4:32pm
Seems they are not for the people who have paid in Philip, like now Clegg wanting to take bus, tv, heating from the likes who are rich he claims that have paid in all their life, as he states why should they have houses here and abroad, and the poorer ones pay for it, when others from abroad none British can have a house in their country yet not paid in all their life, then claim another house here. Bedroom tax just the same, Liverpool, Lancashire and Birmingham are trying to prevent this tax, Lancashire by redefining the bedrooms eg brick them up, mostly knock through so their disabled and people don't have to pay, yet Coventry it's a no no, they support this tax. ![]() |
Memories and Nostalgia - Retirement (or Last of the Summer Wine) | |
PhiliPamInCoventry
Holbrooks Thread starter
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40 of 242
Fri 9th Aug 2013 8:42pm
Hi all, ![]() ![]() |
Memories and Nostalgia - Retirement (or Last of the Summer Wine) | |
Dreamtime
Perth Western Australia |
41 of 242
Sat 10th Aug 2013 6:51am
Lovely post Philip. I know it is nice to sit and reflect, and I do wonder how it would have been if I was not all these miles away.
My thoughts are of the green green grass of home, but then WA has its own beauty with its bush lands and ranges, and different colours when the sun goes down. I sincerely hope I would have found the forum no matter where I was. So it's nice to think the older you get the more lovely memories we have to share, and I thank you for sharing yours. ![]() |
Memories and Nostalgia - Retirement (or Last of the Summer Wine) | |
morgana
the secret garden |
42 of 242
Sat 10th Aug 2013 11:08am
I enjoy your posts Philip with all your memories and travels shh don't tell too many your age you don't sound like your nearer 70 than 60, age is just a collection of numbers after your name, you're as old as you feel. As for myself missing out on travelling about, I travel all over looking at your ventures also my friends' travels on a garden site, I see it as like one man who once said he had been married 25 times, the radio presenter said 25 times, he said yes it's like missing one bus and down the road comes another. ![]() |
Memories and Nostalgia - Retirement (or Last of the Summer Wine) | |
Midland Red
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43 of 242
Sat 10th Aug 2013 11:51am
Philip (and others) may be quite interested in this item from today's Daily Mail ![]() |
Memories and Nostalgia - Retirement (or Last of the Summer Wine) | |
morgana
the secret garden |
44 of 242
Sat 10th Aug 2013 12:18pm
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Memories and Nostalgia - Retirement (or Last of the Summer Wine) | |
PhiliPamInCoventry
Holbrooks Thread starter
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45 of 242
Sat 10th Aug 2013 4:21pm
On 10th Aug 2013 11:51am, Midland Red said:
Philip (and others) may be quite interested in this item from today's Daily Mail
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Memories and Nostalgia - Retirement (or Last of the Summer Wine) |
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